top of page

Smoke Shop Merchant Account Or

Vape Payment Processing Account

Smoke Shop retailers face unique challenges related to Smoke shop merchant account payment processing. Getting a smoke shop merchant account shut down can interrupt business operations, decrease cash flows and customer frustration. The key to a sustainable Smoke Shop merchant account is understanding the challenges specific to Smoke Shop merchant accounts and having an experienced payment processing company to help you solve these common challenges. 


Top Challenge #1

Product Variations & Adjacent Products

It's common for Smoke Shop retailers to have wide variety product line. In addition to tobacco products, hemp-based CBD below the .3% THC level can achieve a transparent merchant account through SPS. However, it gets more challenging when there are adjacent products that sometimes disqualifies a CBD merchant account such as Delta 8, Delta 9, Kratom, Mushrooms, vape products and others. Also, if cannabis is being sold this would require a custom cannabis merchant account solution. 

Sometimes it depends on specifics such as what % of the overall sales do the challenging products represent, as well as other factors. Let SPS give you the best, transparent sustainable Smoke Shop merchant account solution so you can focus on growing your business.

Top Challenge #2

Health 'Claims'

The FDA vigorously monitors health 'claims' or statements related to tobacco and CBD related products. Your claims must be general in nature and cannot claim to result in specific benefits or healing without having clinical trials. 

There is a bit of both art and science in systematically marketing the benefits of your tobacco and CBD products while keeping you out of trouble for non-compliant claims. We're happy to assist and review your product marketing content to help ensure you stay compliant, so your Smoke Shop merchant account is sustainable for the long-term. 

Electronic Cigarette

Top Challenge #3

Chargeback Rates

The card brands have a threshold for all businesses that accept their cards that your chargeback rates should be less than 1%. Most Smoke Shop merchant account service providers simply try and split up your Smoke Shop merchant account into multiple smaller accounts to 'spread out' the chargebacks. 

Although we can help you with strategies like that if and when appropriate, the sustainable solution to keep your funds flowing is help you with solutions that actually reduce your chargeback rates to under 1%. We've helped Smoke Shop merchants do this for decades.


Experience Matters

With decades of experience in Smoke Shop merchant account payment processing, we've pretty much seen it all. The truth is that there is no one-size-fits-all for a Smoke Shop merchant account strategy. Each of our Smoke Shop merchant account customers have uniquities to them all and we're there to help solve the tough challenges as your partner. 

Whether its claims, product type, age limit restrictions, fulfillment operations, or virtually any other challenges, SPS can help you maintain a compliant, sustainable Smoke Shop merchant account to keep your funds flowing.  

Math Teacher
bottom of page